Term of Use & Privacy Policy
1. Our Commitment to Protect Your Privacy
We understand how important it is to protect your personal information. This document sets out our privacy commitment in respect of the personal information we hold about you and what we do with that information.
It is important to us that you are confident that any personal information we hold about you will be treated in a way that ensures its protection. Our commitment to personal information protection is in line with the Privacy Principles set out in the Privacy Act 2020 (or any successor legislation) (the Privacy Act) and all other applicable laws. This Privacy Policy applies in addition to, and does not limit, our rights and obligations under the Privacy Act and other applicable laws.
2. Who We Are
Summit Wealth Brokers is a marketing company that collaborates with a wide range of brokers to connect clients with expert financial advisors. Our connected advisor specialize in KiwiSaver, mortgage, and insurance solutions, offering personalized services to help you achieve your financial goals. Our mission is to provide trusted guidance by partnering with a variety of brokers who can offer tailored solutions for your needs.
3. Information Collection
We collect personal information when you visit the Summit Wealth Brokers website or use our services, including your name, email address, and any other information you provide. We may also collect non-personal information such as browsing data.
4. Use of Information
We use your personal information to provide services, communicate with you, and improve our website. We do not share or sell your personal data to third parties without your consent, except as required by law.
5. What Personal Information Do We Collect?
When we refer to personal information, we mean information that identifies, or is capable of identifying, you. This includes, for example, your name, date of birth, address, contact details, account details, and occupation. If you engage us to provide services to you, we may collect personal information about your financial situation or goals in order to recommend mortgage and insurance products that we are permitted to advise on (Products).
6. Why Do We Collect Your Personal Information?
We collect your personal information for the purposes of our and relevant third parties’ services and relationship with you (refer to section 9 below: “Who do we disclose your personal information to?”). For example:
- Responding to your requests or inquiries;
- Providing services to you (e.g., to enable us to recommend Products to you);
- Sending communications and direct marketing to you about products and services we think may be of interest to you (whether through mail, telephone, or electronic means such as email and SMS/MMS);
- Market research; and
- Any other purpose authorized by you or the Privacy Act.
If you do not wish to receive marketing information, you may ‘opt out’ at any time by notifying us.
We may also collect personal information (including credit information and health information) on behalf of the lenders, insurers, and other providers of Products that you choose to apply for (Product Providers). Product Providers will have their own Privacy Policy that applies to the information that we collect on their behalf.
7. Data Security
We take reasonable precautions to protect your personal information from unauthorized access, disclosure, or alteration. However, no method of transmission over the internet is 100% secure.
8. Cookies
Our website may use cookies to enhance your experience. Cookies are small data files stored on your device that help us analyze web traffic and personalize your experience.
9. Who Do We Disclose Your Personal Information To?
We may disclose your personal information to third parties who provide services on our behalf, including brokers, lenders, insurers, and other Product Providers. We may also share information with third parties as required by law or with your consent.
10. Your Rights
You have the right to correct, or request the deletion of your personal information. To exercise these rights, please contact us.
11. Changes to Our Privacy Policy
We may change our Privacy Policy from time to time by publishing an updated version on this page to reflect changes in the law and also our business needs, so long as the changes do not disadvantage you. By continuing to engage with us or use our website, you will be deemed to have accepted the updated Privacy Policy.
12. Contact Information
If you have any questions about our Terms of Use or Privacy Policy, please contact us
